Can customers with outstanding balances under one year pay off the remaining balance in less than the recommended time?

Yes. Customers can pay off the outstanding balance in less time (minimum is 1 month). Customers will not be allowed to exceed the maximum recommended time period. That is outstanding balances:

● 7-11 months must clear the remaining balance in 3 months
● 0-6 months must clear the remaining balance in 4 months