U TU Top Up

UTU allows you to top up yourself and five (5) other friends or family members from anywhere, anytime using your mobile handset with payment from your First Citizens Bank Account.

You must be an FCB account holder and you must register for the service. Registration can be done at any FCB ATM Nationwide.

  • VISIT AN FCB ATM, INSERT YOUR FCB DEBIT or CREDIT CARD AND SELECT “REGISTER FOR U TU TOP UP SERVICE” FROM THE MENU
  • You will be asked to enter your mobile number & a 4-digit PIN

To Top Up your phone using UTU

  • Text TU(space)AMT to 4888 (4UTU)
  • Follow the onscreen instructions to confirm the request and to enter the PIN digits(which you chose when you registered) and press SEND to 4888
  • You will receive an instant confirmation message

To Top Up a ‘Buddy’ using UTU

  • Text TU(space)AMT(space)Mobile Number to 4888
  • Follow the onscreen instructions to confirm the request and to enter the PIN digits(which you chose when you registered) and press SEND to 4888
  • You will receive an instant confirmation message

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